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You should start building your credit with choosing the right card. Among the banks that offer deals for no credit history there is First PREMIER. They help you to establish your credit history by sending information to credit bureaus. If you pay your bills on time and show responsible financial behaviour, in future you will be able to get a better card. We recommend Centennial Gold MasterCard/Visa Card. It has low APR on purchases and guaranteed approval. It's a perfect first step to building your credit rating.

This web site provides the range of credit cards offers for fair credit history. If your FICO score is 620-659, you can improve your rating with these cards. We recommend you to apply for Standard Platinum Card by Capital One Bank. This card is for the credit that needs some improvement. It has no annual fee, 0% introductory APR on purchases until June 2008, exclusive savings, and more.

You can get approved for a bad credit card. Some banks issue them to help people to rebuild their credit history. It is a rather high risk for a bank, so they will offer you not the best terms first. They will give you a credit limit of around $300 and higher interest rates. If you are a responsible cardholder and pay your bills on time, they will probably offer you better terms and raise your credit limit in several months. We recommend you to pay your attention to the bad credit deals by First PREMIER Bank. Apply online and improve your credit rating.

If you have poor credit you can qualify only for bad credit cards. There are bad credit cards with guaranteed approval. Centennial Gold Visa/Mastercard by First PREMIER Bank for example. But such card will probably have less than perfect terms and rates. It's ok, because it is a step to improving your credit rating. You will get rather small credit line. But if you make all the payments responsibly, they'll usually raise it in several months. The bank reports to all credit bureaus, so you are building your score and your future. Don't hesitate and apply online.

Sure there are cards for people with bad credit. If you want to improve your credit score, you need to apply for one of them. Consider that your bad credit card will have lower credit limit (around $300) and not perfect interest rates. In several months, if you pay your bills on time, they will raise your credit line and offer you better terms. We recommend you to start with Centennial Gold MasterCard/Visa by First PREMIER Bank. The approval for this card is guaranteed and it has low APR on purchases.

At our site you can find and compare canadian credit card deals. Compare the fees, rates and rewards to find the best offer. The cards that we offer require good or excellent credit rating. We advise you American Express Air Miles Credit Card by American Express. This card offers 3.99% on balance transfers for the first 6 months, no annual fee, 100 bonus reward miles, 1 air miles reward mile for every $20 in purchases, a credit limit of up to $75,000, response in 60 seconds, and more.

The FICO score, all the major credit bureaus use, represents what credit history you have. The score 350-619 shows the poor credit history, 620-659 - the average. We would like to recommend you credit deals for limited credit that needs some improvement by Capital One Bank. have a look at standard Platinum Card. It gives you no annual fee, 0% APR on purchases until June 2008, and exclusive savings.

You can apply for a credit card with a co-signer. All good credit cards allow to co-sign for someone. But you can't apply with a co-signer online. This is how it works: a person with a good credit history (co-signer) applies online for any credit card for good credit. He gets approved, calls the bank and says he would like to add someone to his account. He has to tell Social Security Number of that person. Then the co-signer gets a statement by mail. Both of you should sign it and send back. You will be sharing an account and a credit limit with a co-signer. A person with bad credit will be building credit history by making on time payments, as his payment info will be sent to all credit bureaus every month.

This website was designed to provide information only. We don't issue or service credit cards. Unfortunately, we don't provide online credit card account management service. You can address all the questions about your account to the bank, who issued your card. Contact the bank or visit their website.