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It is mostly true that you need to have a good credit history to get a credit card. It is a usual bank measure to prevent nonpayment. But don’t worry that you can’t be eligible for credit cards. The card issuers think about people with bad history. The First PREMIER Bank has special deals for you. Don't be afraid to be declined. The bank offers guaranteed approval. You can obtain an unsecured credit card for bad credit history at First PREMIER Bank. This is a perfect way to establish your credit history.The First PREMIER Bank has special deals for you. Don't be afraid to be declined. The bank offers guaranteed approval.

If you have no credit history and wish to establish one there are some cards you are eligible for - cards for no credit. On our site turn to the page devoted to cards for people with no credit history. Read all the details about each card, compare the present offers and choose one that suits your requirements. Another way to build up your credit is to apply for one of the so-called secured credit cards. With this card you will have to deposit some amount of money to ensure your ability to pay. On our site you can find several variants of these cards too. After you’ve chosen the card you like just click “apply” and submit the required application form online through our service. The bank will consider it and send you the statement and the card itself by post.

Thank you for your question, Razakmens. In order to get a credit card, there are at least two things you should do. The first one is to choose a deal fitting your needs, spending habits, lifestyle and type of credit. Second – you are to apply for it. Make a deliberate decision. Look through several offers. Check deals with rewards (most of such offers are available to people with god or excellent credit), no annual fee cards, low APR credit cards, etc. Compare features, options, terms and conditions. Find the deal that is just right for you. Then you should apply for it. You can do it though filling out an online application (the easiest way) at our site, for instance, through filling out a paper application, or you can apply on phone by calling a toll free number (800). You will find a company or bank's number online, in newspapers, magazines or yellow pages. You will not have to pay an application fee. The only case when you need to pay money before you can use a credit card is when you get a secured offer. Secured credit card requires a security deposit you are to make in order to get aces to using you card.