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Displaying 0 to 10 (of 112 questions)

Page: 1 of 12

User Name:
josey

Date:
October 16, 2006, 4:31 am

i would like to cancel my card. could i do it online today ?

Answer:

You should apply to the bank that gave you the card. They may have some online service, but it would be better to call them. At the same time, we do not recommend canceling the credit card as it can affest your credit score.

All the best,
Manager of Immediate Credit Card Care Service,
www.Credit-Hit.com

User Name:
Chris

Date:
October 26, 2006, 6:57 am

I am looking for a credit card I can get with bad credit/no credit but I don\'t want it to be prepaid and was wondering if you could send me in the right direction to those type of cards. Any help would be greatly appreciated!

Answer:

You can look through bad/no credit cards, paying a special attention at cards by First Premier bank.

Good luck,
Manager of Immediate Credit Card Care Service
www.CreditHit.com

User Name:
felicia

Date:
October 26, 2006, 10:43 pm

i've been pre-selected for a clearly superior visa card where do i apply. i also have a activation number?

Answer:

In the letter you received there should be a phone number or a web address, so you'll have to call or visit the site and activate your card. Otherwise use any contact information you can find in the letter.

Best,
Manager of Immediate Credit Card Care Service
www.CreditHit.com

User Name:
Javan

Date:
November 9, 2006, 3:40 am

Hello I am looking for a good credit cards offer. Can you help?

Credit Situation - I would consider my credit as fair/good. FICO is probably about 660. I have had credit for about 9 years, both installment and credit cards.

I have never had a late until about 2 months ago when due to a wrong posting, Capital One shows me as a 1X30. I couldn't get them to contact the bureaus and take it off.

Of the 6 credit cards I have 4 have a balance. 3 are about at 80%. The other at 50%. The other two have no balances. 4 of the 6 have limited of over $3000.

I am looking for a card that has a 0% for the first 12 months on purchases and balance transfers.

Also my wife just opened a small business and would like to get a personal or business card. All loans and credit cards have been in my name only except for one car loan.

I am sure some may not like the recent late that show up even if I have no other lates.

total household income is $80,000

Let me know a couple good car

Answer:

Speaking about a credit card for you, you can apply for a good credit card, but you should remove all the incorrect information from your credit reports, and keep the reports identical in all credit bureaus. AS for your wife's credit card, she can only apply for a bad credit card, as she has bad credit history, and build her credit this way.

Best,
Manager of Immediate Credit Card Care Service

User Name:
chris

Date:
November 9, 2006, 4:40 pm

Is there a corporate or small business credit card that a company can get that doesn't have to have one of the employees' social security number or personal information attached? We are a small homeowners association and the association wants the card, not us. Can you recommend somewhere to look for this?

Answer:

Even if you apply for a business credit card, you'll have to give your personal information, otherwise, you won't receive a credit card. After you will build some corporate credit history, it will be takeninto account when considering your applications.

Best regards,
Manager of Immediate Credit Card Care Service

User Name:
gaurav sharma

Date:
November 10, 2006, 7:37 am

how i can apply the credit card

Answer:

If you want to apply online for a credit card,
you should first of all get your credit report.
After that you can look through credit cards for
which your score is eligible and choose one or
several of them that correspond to your needs and
requirements.Click the link "Apply Now" by the card
you've chosen to be redirected to the page with an
application form. After you fill it out, you'll
have to wait for the bank's approval and your card
to be sent to you by mail.

Best,
Manager of Immediate Credit Card Care Service

User Name:
bob

Date:
November 10, 2006, 10:51 pm

with a credit score of 655 what credit card should i apply for?

Answer:

With this credit score you have a fair credit. Try to check up what your credit score at other credit bureaus is, probably the number is incorrect and not upadated. If the score is the highest you may have, choose one of our fair credit card offers.

Good luck,
Manager of Immediate Credit Card Care Service.

User Name:
kimbirley

Date:
November 13, 2006, 2:37 pm

need a 0% apr transfer credit card to pay off 3 cards with hi rates totalling $12,000.00; no transaction fees no annual fee wanted

will not be using this card for any purchases
only need to pay off large balance w/0% interest.

Answer:

Compare our balance transfer credit card offers. Most of them provide a 0% introductory APR for 12 months,and No Annual Fee. Study the balance transfer credit cards and make your choice!

Best wishes,
Manager of Immediate Credit Card Care Service.

User Name:
Presley

Date:
November 14, 2006, 2:41 am

What credit cards can I apply for online that will let me use a co-signer?

Answer:

Actually, all credit cards for GOOD credit allow to co-sign for someone. But you can not apply with a co-signer right away online. A person with GOOD credit history (co-signer) can apply online for any credit card with good/excellent credit. After the person gets approved, he/she then calls to the bank and says that he would like to add someone to his account and that he will be a co-signer for a person with BAD credit history. He must tell the social security number of that person. The co-signer receives a statement by mail, that a person with bad credit must sign and send back. Basically he agrees to share debt and be liable for all payments. The person with BAD credit history now shares an account with the co-signer.

Best,
Manager of Immediate Credit Card Care Service.

User Name:
Michelle Williams

Date:
November 14, 2006, 5:32 pm

I have been turn down for credit over and over the items that are on my credit is not items of my doing but I live very good with money but would my good name back in the credit world.

Michelle Williams

Answer:

Dear Michelle,

Do not worry, if you have a good standing, there is always a means of getting a better credit score. If your credit card situation upsets you, try getting a credit card from a local store that reports to credit bureaus. Then you will be able to improve the credit score and take a secured credit card.

All the best,
Manager of Immediate Credit Card Care Service.