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OpenSky® Secured Visa® Credit Card

OpenSky® Secured Visa® Credit Card

Apply Credit Card Online!
Card Highlights:
Card Category: Consumer
Card Type: Secured
Required Credit Rating: Bad/No
Issuing Country: United States
Available Rewards:
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About:
  • New feature! Earn up to 10% cash back on everyday purchases
  • No credit check to apply. Zero credit risk to apply!
  • Looking to build or rebuild your credit? 2 out of 3 OpenSky cardholders increase their credit score by an average of 41 points in just 3 months
  • Get free monthly access to your FICO score in our mobile application
  • Build your credit history across 3 major credit reporting agencies: Experian, Equifax, and TransUnion
  • Add to your mobile wallet and make purchases using Apple Pay, Samsung Pay and Google Pay
  • Fund your card with a low $200 refundable security deposit to get a $200 credit line
  • Apply in less than 5 minutes with our mobile first application
  • Choose the due date that fits your schedule with flexible payment dates
  • Fund your security deposit over 60 days with the option to make partial payments
  • Over 1.4 Million Cardholders Have Used OpenSky Secured Credit Card To Improve Their Credit
 
Credit Card Rates
Purchases:

Introductory APR:

N/A

Introductory Period:

N/A

Ongoing APR:

25.64% (variable)

Default APR:

none

Minimum Grace Period:

25 days

Minimum Finance
Charge:

$1.00

Balance Transfers:

Introductory APR:

N/A

Introductory Period:

N/A

Ongoing APR:

N/A

Default APR:

N/A

Minimum Grace Period:

N/A

Minimum Finance
Charge:

$1.00

Cash Advances:

Introductory APR:

N/A

Introductory Period:

N/A

Ongoing APR:

25.64% (variable)

Default APR:

none

Minimum Grace Period:

N/A

Minimum Finance
Charge:

$1.00

 
Credit Card Transaction Fees
Balance Transfer Fees:

Minimum:

N/A

Fee Rate:

N/A

Maximum:

N/A

Cash Advance Fees:

Minimum:

$6

Fee Rate:

5%

Maximum:

N/A

Foreign Transaction Fees:

Minimum:

3%

Fee Rate:

3%

Maximum:

3%

 
Credit Card Other Fees
Initial Fees:

Application Processing Fee:

See Terms

Maintenance Fees:

Annual Fee:

$35

Penalty Fees:

Late Payment Fee:

Up to $40

Credit Cards - CreditHit.com

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